Anyone else worried the "Middle Class" margin for error has disappeared in this state?

I’ve been reflecting on my adult child’s future lately, and I’m honestly concerned. She graduated college in 2023, works two jobs (one full-time, one side hustle), and grossed about $46k last year. Rent is over $1,700 once you add in all the "hidden" fees that weren't on the website, but thankfully split with a roommate. She's doing everything "right"—staying debt-free and saving a bit—but it feels like she's entering a world where you simply aren't allowed to make a mistake. I remember back in 1989/1990, my friends and I all knew our parents were carrying massive credit card debt (my single mother had over $30k at that point, but only had a salary of $33,000 a year). But that was a generation where you could potentially get your act together at 50 during your highest earning years, throw money at retirement for 15 or so years, and then happily retire in your mid 60s. I don't see that path for my kids. Between the cost of housing, healthcare, and the hope of one day providing a retirement for themselves and an education for their potential children, it feels like the "safety net" of time has vanished and become the scarcity of time. If they aren't perfect with their finances starting from Day 1, the math for a comfortable middle-class life (home, car, annual camping trip/visit with family) just doesn't seem to add up anymore. Is anyone else in Nevada have these concerns? How are our future Nevadan voters supposed to build a life when the cost of entry is this high and the room for error is zero?